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well... apparently state farm neglected to pick up points from an accident that i had in dec of 99 until now so they just raised my premium to $6200 a year!!!! from 2200... this is fucking bullshit... it was a small accident that my insurance co paid a $900 claim on and one that happened a few years ago and now my insurance has tripled... does anyone know of any decent insurance companies in jersey... also what do you guys (jersey and other states) pay yearly... 6200 is the kind of rate that i would expect for someone who has had a few dui's not someone with 1 accident and a 2 point ticket.... arrgh!!!!
 

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They havent raised my insurance as of yet due to my tickets and accident. I have Prudential (yuk) and i pay almost 2k...for a GS......

Too bad Progressive doesnt cover our area...I heard theyre great.
 

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$1200 a year on my 92 Galant VR-4 and 98 Spyder GS....but I am 31 with a clean record.

Keith
 

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I just turned 21, so my insurance rates plunged to $2100 a year for full coverage on my 98 GSX with State Farm. I have a clean record :) My rates will drop 15% more after I finish the "safe driving" packet they had me take home. Little do they know my Konis are going in Labor Day weekend ;)
 

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alright dont get pissed, but the car is in my sisters name. this is allowed since i got my mom to sign the title. (NJ INSURANCE BLOWS...this is why i went this route). my full year costs $540. its so low from my sister being the driver, and my parents have 5 cars so the rates get lower as the numbers go up.
 

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When I had my 95 GSX: $1050 yr

98 Taurus: $700 yr

98 Range Rover: $900 yr

The insurance really go down when you turn 25 and get married. My rates were almost double before then.
 

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Discussion Starter #10
Nait Sirhc said:

Carissa is $5800 a year. Now you know why I'm selling her.
i feel your pain my brotha... the thing that gets me about this shit is that they just raised my rate for an accident that happened almost 2 years ago... and i just bought a car before the rate change... before i bought the car i called to check to see if i could afford the insurance and i could... thats why i bought the car... now im kind of stuck... i dont want to sell it and im not gonna drop collission and still pay 4 grand for liability... bah fuck newjersey
 

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DAMN! You are all getting screwed! I pay $500 per year for my GVR4 and 600 for my wife's Taurus through Erie Insurance full coverage on both $250 deductible. If I was paying 6k a year for insurance that better cover free oral sex from some hot chick whenever I want it.

I'm 30 and have a good driving record by the way.
 

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I checked into buying a 98 gs-t spyder last year. My rate went from 90 a month for my car now to 350 a month! The sick thing is it isn't so much the faster cars that are expensive, it is the cars with expensive replacement parts that cause hi rates.

Go price a fender for a 92 escort, then price one for a 92 'clipse. See what I mean?

Oh by the way the average wedding is only 2 grand, think of the money you could save! he he he
 

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my elipce was like 1200 and my truck is 540 but I do not have collission. I have friends in a body shop
 

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terrible said:

Oh by the way the average wedding is only 2 grand, think of the money you could save! he he he
No no no grasshopper....the average wedding costs you every cent you make for the rest of your life.....

Keith
 

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I pay $1356 a year, comprehensive coverage for my '92 Galant VR4. I'm 20 and have one ticket on my record. It's gonna skyrocket when I move to my new apartment right in Boston though. Ouch, I don't even want to think about it.
 

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I pay $960 a year w/ 3 speeding tickets in the past 3 years. I have to wait 3 more years til I turn 25 for it to go down again.

I'm not having a wedding, as dumpy as it may sound I'm all for getting married at the courthouse and spending the money on a great honeymoon.
 

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Damn and i thought i had it bad.. I pay $1650 for my 93 liability only but im 25, living in NYC, one accident and 9 points on my license.. My friend was paying $800 a year the same exact car (i bought it off him)
 
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