I own a 1991 Galant VR-4 and have a chance to pick up some Road Race Engineering intercooler pipes for my car from someone (these things are hard to find and expensive, usually). If I pick that pipe set up, I will need to find a new front mount intercooler to complete it. My problem is, I'm not sure which intercooler to pick. I've heard of others installing Conquest/Starion intercoolers on Galant VR-4s without cutting the bumper at all. Just the hood latch support needs to be shaved and the intercooler needs to go in at a bit of an angle.. but it works. The problem with that is, I would have to send in the intercooler to RRE to have the ends modified so the inlets would fit the intercooler pipe kit. They want $225 to do that. So I need to buy an intercooler for $100-$150 and then spend $225 to have it modified and it's not even a really great intercooler. Either that or I can order a used larger one from the guy who has the intercooler pipes for sale (or from RRE). The problem with that is, while the intercooler is much better, you need to hack your bumper to fit it in. Normally, this isn't the sort of thing I would worry about but I was told that, if you get in a crash and have a hacked bumper, your insurance company will deny you any payouts. Now, I live in Wisconsin where we have lots of deer year round and lots and lots of snow and ice in the winter. The idea of hitting a deer, sliding into a tree/car, or getting in any other sort of accident and then being denied any money from my insurance company scares me. I may as well cancel my insurance if that's the case. If anyone knows if hacking a bumper will indeed be grounds for an insurance company denying your insurance claim, please let me know. And if anyone knows where to get a good 88-89 14-row Conquest/Starion intercooler, please let me know as well. Thanks!